Mortgage Broker Zanesville OH | Home Loans | ICM Mortgage
If you’re looking to choose from the many available Zanesville, OH, mortgages through a team that’s focused on precision, give us a call at (740) 624-8091.
Buy a Home in Zanesville, OH
Beautiful neighborhoods make Zanesville an amazing place to purchase a home.
Whether you are shopping for a home here in Zanesville where we are based, we would love to connect you with the most suitable mortgage.
Buy a Home in Zanesville With a Loan That Is Right For You
FHA
An FHA mortgage insured by the Federal Housing Administration is an ideal product if you need flexible credit qualification and a down payment as low as 3.5%.
Conventional
We can connect you with a conventional loan within the Fannie Mae and Freddie Mac conforming loan limits featuring a down payment requirement as low as 3%.
VA
For our country’s military service members, the VA loan program insured by the Department of Veterans Affairs (VA) offers flexible approval, zero down, and no PMI requirement.
USDA
The USDA loan program insured by the US Department of Agriculture (USDA) is an income-based, flexible approval mortgage program for rural housing.
Reverse Mortgage
A reverse mortgage in Zanesville allows you to extract equity from your home as cash during retirement to pad your income.
Jumbo
Borrow above the Fannie Mae and Freddie Mac limits with a Zanesville jumbo mortgage.
Foreign National
There are ample valuable real estate investment opportunities for foreign nationals in Zanesville. Our foreign national loan program makes it fast and easy to invest in these properties.
First Time Home Buyers
We can connect first time homebuyers in Zanesville with a range of loan programs that make it easy and affordable to purchase a home.
Commercial Mortgages
If you are in search of the best rates and terms on commercial loans in Zanesville, ICM Mortgage can connect you with a specialized loan product which is right for you.
What Type of Home Purchase Loan in Ohio Do You Need?
With the variety of lending products on the market, you can be assured that an ideal mortgage exists for you. But with so many options to choose from, how do you know which type of loan is right for you?
You can begin by asking yourself some basic questions about your plans for the future, such as:
How many years will I stay in the home I am purchasing?
How large of a down payment can I afford to make?
What can I afford to pay each month on my home loan?
Can I afford mortgage insurance each month?
How quickly do I want to be able to pay off my mortgage?
Answering questions like these can help you figure out your loan term and whether a fixed or adjustable rate would be most appropriate. They also can help you start examining how much home you can afford and what type of loan would keep your costs within your budget.
Next, your qualifications need to be assessed.
Just as we can help you review your goals, we can also help you determine what types of loans you are eligible for given:
- Your credit score and debt-to-income (DTI) ratio
- Your employment status and history
- Your income
- Your ability to make a down payment
- Your service record (for VA mortgages)
During your consultation, we will be able to pull together all the information you give us to narrow down your loan options to those which will offer you the ideal fit for your budget, qualifications and goals.
See What Our Clients Are Saying About Us!
natasha thompson
13:46 23 Apr 24
JB and his team were very fast and helpful. As a first time home buyer he made sure all my questions were answered and that I understood the buying process. Highly recommend!
Bethanie
11:48 26 Sep 23
JB and Lynn helped me and my husband with buying our first home 5 years ago. They recently helped up with a refinance and they couldn’t have been anymore helpful. You should definitely have these two... by your side for any of your mortgage needs.read more
Donavan hale
18:58 17 Jan 22
This was my first home buying experience, and JB did an excellent job, and Lynn also for helping me throughout the whole process. I would recommend Islandmorgage to anyone and the staff are really... nice. This was a great experience. Thank you!!!:)read more
Crash Samdicoot
18:09 04 Feb 21
We had a great experience working with JB. He’s very knowledgeable and was very helpful working with us to get our loan. We highly recommend JB and Lynn and would work with them again.
Tia Sims
02:24 29 Jan 21
J.B. Broughton was a great loan officer! He made it super easy for me as a first time home buyer. He was always quick to answer all my questions and took care of the entire process for me. Even... though I have closed on my house any question I have he still keeps in contact with me and answers my questions.Thanks J.Bread more
Purchase Your Dream Home in Zanesville, OH Now
ICM Mortgage can make your dreams of homeownership come true in Zanesville. To schedule your consultation and apply for the ideal mortgage now, please give us a call at (740) 624-8091.
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ICM Mortgage, NMLS #302939. All information contained herein is for informational purposes only and while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or commitment to lend. Although and subject to underwriting approval. Some products may not be available in all states and restrictions apply.